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Analisis Model Rgec (Risk Profile, Good Corporate Governance, Earnings, And Capital) dalam Mengetahui Potensi Financial Distress pada Bank Umum Syariah Periode 2012-2017

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dc.contributor Fakultas Ekonomi dan Bisnis
dc.creator Qoriah, Nurul
dc.creator Nurdin, Nurdin
dc.date 2019-01-26
dc.date.accessioned 2019-09-13T04:14:29Z
dc.date.available 2019-09-13T04:14:29Z
dc.identifier http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/15813
dc.identifier.uri http://hdl.handle.net/123456789/25530
dc.description Abstract. This study aims to analyze the influence of RGEC on financial distress of Islamic Commercial Banks in Indonesia 2012-2017. By using a six-year research period, namely 2012-2017. Financial distress measured by the RGEC method, namely NPF (Non Performing Financing), Liquidity Risk represented by FDR (Financing to Deposit Ratio), GCG (Good Corporate Governing), Rentability (Earning) which is represented by ROA (Return On Asset), Capital ( Capital) which is represented by CAR (Capital Adequacy Ratio). This study uses a type of quantitative research. The data used in this study is secondary data, namely annual financial reports obtained from the official web of each bank. The research subjects were 11 Islamic Commercial Banks. Data analysis using logistic regression analysis. The results of this study indicate that NPF (Non Performing Financing), FDR (Financing to Deposit Ratio), GCG (Good Corporate Governing), ROA (Return On Asset) does not significantly influence the probability of financial distress while CAR (Capital Adequacy Ratio) has a positive effect and significant to the probability of financial distress of Islamic Commercial Banks.Keywords: RGEC, Islamic Commercial Bank, Financial Distress Abstrak. Penelitian ini bertujuan untuk menganalisis pengaruh RGEC terhadap financial distress Bank Umum Syariah di Indonesia 2012-2017. Dengan menggunakan periode penelitian enam tahun yaitu 2012-2017. Financial distress yang diukur dengan metode RGEC yaitu NPF (Non Performing Financing), Risiko Likuiditas diwakili oleh FDR (Financing to Deposit Ratio), GCG (Good Corporate Governnace), Rentabilitas (Earning) yang diwakili dengan ROA (Return On Asset), Permodalan (Capital) yang diwakili dengan CAR (Capital Adequacy Ratio). Penelitian ini menggunakan jenis penelitian kuantitatif. Data yang digunakan dalam penelitian ini merupakan data sekunder yaitu laporan keuangan tahunan yang diperoleh dari web resmi masing-masing bank. Subjek penelitian adalah 11 Bank Umum Syariah. Analisis data menggunakan analisis regresi logistik. Hasil dari penelitian ini menunjukkan bahwa NPF (Non Performing Financing), FDR (Financing to Deposit Ratio), GCG (Good Corporate Governnace), ROA (Return On Asset) tidak signifikan berpengaruh terhadap probabilitas  financial distress sedangkan CAR (Capital Adequacy Ratio) berpengaruh positif dan signifikan terhadap probabilitas  financial distress Bank Umum SyariahKata Kunci : RGEC, Bank Umum Syariah, Financial Distress
dc.format application/pdf
dc.language eng
dc.publisher Universitas Islam Bandung
dc.relation http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/15813/pdf
dc.rights Copyright (c) 2019 Prosiding Manajemen
dc.source Prosiding Manajemen; Vol 5, No 1, Prosiding Manajemen (Februari, 2019); 533-541
dc.source Prosiding Manajemen; Vol 5, No 1, Prosiding Manajemen (Februari, 2019); 533-541
dc.source 2460-6545
dc.subject Manajemen
dc.subject RGEC, Bank Umum Syariah, Financial Distress
dc.title Analisis Model Rgec (Risk Profile, Good Corporate Governance, Earnings, And Capital) dalam Mengetahui Potensi Financial Distress pada Bank Umum Syariah Periode 2012-2017
dc.type info:eu-repo/semantics/article
dc.type info:eu-repo/semantics/publishedVersion
dc.type Peer-reviewed Article
dc.type Kuantitatif


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